Business & Technology
Ecommpay launches self-serve payments for UK small firms
SOFIAH NICHOLE SALIVIO
News Editor
Ecommpay has launched a self-serve payments platform for UK small businesses, targeting online merchants with annual revenue below €2 million.
The service is aimed at UK-registered businesses that have been trading for at least six months, including sellers using WooCommerce and custom-built websites. Pricing starts at 1.30% plus 20p per UK transaction, with no monthly fee or minimum commitment.
Ecommpay, which has focused on larger clients since launching in 2012, is using the new platform to expand into the small business segment. It has adapted parts of its existing payments infrastructure for merchants that may not have in-house developers or the transaction volumes needed to negotiate a wider choice of providers.
The service includes a hosted payment page, card payments through Visa and Mastercard, Apple Pay and Google Pay, payment links for social commerce and business-to-business orders, recurring payments, and a single dashboard designed to reduce the need for merchants to juggle multiple payment tools.
Direct plugins are available for WooCommerce, Magento 2 and Xero users. Merchants with custom-built websites can connect through an application programming interface, which typically requires one to three days of developer time.
According to Ecommpay, the hosted payment page is brandable and has been accredited for accessibility by the Digital Accessibility Centre. Merchants without a developer can configure the no-code checkout from the dashboard and go live within hours after onboarding, while eligible merchants can go live within a day.
Small business focus
The launch reflects a wider push by payment providers to reach smaller online sellers with simplified onboarding, lower upfront costs, and more pre-built integrations. Micro businesses and smaller retailers often rely on basic checkout tools or marketplace platforms, particularly when they lack specialist payments staff or technical teams.
Ecommpay says its small business offering uses the same risk management, transaction routing, and fraud systems as its enterprise service. It argues that smaller businesses have had fewer options when looking for checkout-focused payment products without volume thresholds.
“For many small businesses, despite having a great product or idea, the payment process offered to customers can be a barrier to success,” said Max Ryzhov, Chief Product Officer at Ecommpay.
“Enterprise-quality payment infrastructure is out of reach unless they are processing at scale, which may result in higher decline rates or elevated per-transaction costs. The lack of developer resources in these businesses also limits their options to optimise checkout performance,” Ryzhov said.
Broader move
As part of the package, Ecommpay has also added a 24/7 AI assistant inside the merchant portal. The tool can answer questions on pricing, integration, switching, and account setup, with escalation to human support.
The offer is available only to eligible UK online businesses, and applications remain subject to identity verification, anti-money laundering screening, and business assessment. Not all applicants will be accepted.
Ryzhov said the launch is intended to widen the options available to smaller merchants running their own checkouts.
“With Ecommpay for Small Businesses, we are actively tackling these issues. We have taken the same risk management, smart routing and fraud infrastructure we operate for enterprise clients to create a solution for micro enterprises at a competitive rate starting from 1.30% + 20p per UK transaction, with no monthly fee or minimum commitment,” he said.
He added: “UK small businesses running their own online checkout have only had limited choice to date. We are challenging that with Ecommpay for Small Businesses.”
Business & Technology
British Council taps Daon for global identity checks
Daon has been selected by the British Council to provide identity verification services across its global testing and digital education portfolio. The agreement covers one of the world’s largest English-language testing programmes.
Daon’s TrustX platform will verify test takers at several stages of the testing process, including registration, attendance at test centres and checks during exams. The system will also support face-match re-verification after breaks and during re-tests.
British Council tests are accepted by governments in Australia, Canada and New Zealand and recognised by more than 12,500 organisations, including immigration authorities, employers and higher education institutions. Secure identity checks are important because test results can influence decisions on immigration, education and employment.
The British Council works with individuals in more than 200 countries and territories and has a presence in over 100 countries. In 2024-25, it said it reached 599 million people through its cultural relations and educational programmes.
Daon said the initial rollout would support millions of identity verification and facial authentication transactions over a multi-year term. The arrangement also leaves scope to extend the platform to other British Council services, including English Online.
Procurement process
The contract followed a multi-phase procurement process that required suppliers to meet standards for identity verification technology and services, including certification under the UK Digital Identity and Attributes Trust Framework. The tender also assessed global support, consultancy and operational practice, alongside biometric authentication and document validation.
Under the agreement, Daon will deploy its xProof identity verification tools on the TrustX platform. The setup includes document verification, facial comparison, liveness detection and chip reading, with manual review available when needed.
The British Council wanted identity checks that went beyond enrolment and covered the full user journey. That reflects broader pressure on testing providers to maintain confidence in remote and in-person assessment as fraud risks evolve.
Anthony Nicols outlined the British Council’s view of the role identity checks play in high-stakes exams.
“Identity is the cornerstone for high stakes exams, and in Daon we’ve found a partner that helps us embed trust throughout the entire testing journey,” said Anthony Nicols, Director of Product at the British Council. “This strengthens the integrity of our results while delivering a more secure and consistent experience for test takers globally.”
Wider use
For Daon, the British Council contract adds a public sector and education deployment with global reach. Organisations increasingly want identity verification to be part of an ongoing process rather than a single check at the start of a service.
Tom Grissen, Chief Executive Officer of Daon, said the project reflected a broader shift in how institutions handle digital identity.
“Organisations like the British Council operate at a scale where identity is more than just a security function,” said Tom Grissen, Chief Executive Officer of Daon. “It’s what underlines trust in the institution and the services it provides. This deployment reflects something we’re seeing across multiple sectors, where identity verification is becoming an ongoing, integrated part of the user journey rather than a single, static checkpoint. Platforms like TrustX are designed to enable organizations to orchestrate identity across channels, use cases, and geographies without adding friction for users.”
The British Council was founded in 1934 and is governed by Royal Charter. The scale of its operations and the international use of its tests mean identity verification decisions under this contract will affect a large volume of candidate transactions across multiple jurisdictions.
Business & Technology
Bicester Motion response to police’s fire investigation
Thames Valley Police concluded its investigation into the fire on Buckingham Road, Bicester, on May 15, 2025, and handed it over to the Health and Safety Executive (HSE) to continue enquiries.
Firefighters Martyn Sadler, 38, and Jennie Logan, 30, and member of the public, Dave Chester, 57, sadly died after the fire at the business park which raged for hours, and two other firefighters were seriously injured.
L-R: Dave Chester, Martyn Sadler and Jennie Logan (Image: Family handouts)
Thames Valley Police concluded that, following a thorough investigation from the force’s major crime unit, alongside HSE, no referrals would be made to the Crown Prosecution Service to bring criminal charges relating to the tragic incident.
READ MORE: Thames Water probe into swim spot human faeces ‘mystery’
Following the conclusion of the police investigation being released, Bicester Motion welcomed the progress in understanding what happened, and issued a short response.
Bicester Motion (Image: Ed Nix)
A spokesperson said: “Bicester Motion would like to acknowledge Thames Valley Police for its professionalism and diligence in conducting a thorough investigation following the tragic events of May 2025.
“As the investigation has now been formally handed over to the Health and Safety Executive and remains ongoing, Bicester Motion will not be providing further comment at this time.”
Thames Valley Police’s assistant chief constable Dennis Murray earlier confirmed the force is not seeking any prosecutions, and added: “Our thoughts will always be with the loved ones of Martyn Sadler, Jennie Logan and Dave Chester, as well as the injured firefighters.”
Business & Technology
British Business Bank backs Soho Square fund with GBP £50m
KAREN JOY BACUDO
Finance Editor
The British Business Bank has committed GBP £50 million to Soho Square Partnership Capital Fund II, becoming a cornerstone investor in the fund.
The commitment is intended to support established small and medium-sized businesses seeking funding for expansion, acquisitions and succession planning. Several US institutional investors have also joined the fund, adding to its capital base.
London-based Soho Square Capital focuses on lower mid-market businesses, providing structured finance to founder-owned companies in the UK. Its model centres on debt-led funding with smaller or minority equity positions, offering an alternative to conventional bank lending and full private equity buyouts.
Fund II will back businesses in sectors identified in the government’s industrial strategy, with a preference for digital and technology, as well as professional and business services. It will lend to companies with EBITDA of up to GBP £15 million and turnover of up to GBP £200 million.
At least 75% of the vehicle is expected to be invested in the UK, with a particular focus on companies outside London across the nations and regions. The commitment also aligns with the British Business Bank’s wider plan to direct more capital towards eight industrial strategy sectors over five years.
Its role as a cornerstone investor is also intended to attract other institutional money into the market. The bank will also be able to participate in co-investments alongside the fund.
Funding gap
The investment highlights a part of the finance market that policymakers and specialist investors consider underserved. Established smaller businesses often need capital for technology adoption, acquisitions or ownership transitions, but may find standard bank loans too restrictive and private equity too dilutive.
Structured capital aims to address that gap by combining secured lending with a more limited equity element. For founders, that can mean raising larger sums without ceding control of the business.
“This commitment is directly addressing a gap in the debt market. It will unlock flexible capital solutions for established businesses with strong growth potential, an area currently underserved by other lenders. It will create more jobs and drive long-term economic growth across the UK’s nations and regions, while strengthening the modern Industrial Strategy sectors which are critical to the UK’s future competitiveness,” said Adam Kelly, Managing Director and Co-Head of Funds, British Business Bank.
The government linked the transaction to its wider economic agenda for smaller companies and regional growth. Ministers have argued that better access to finance for expanding companies is necessary if more businesses are to remain independent as they grow in the UK.
“Through our Modern Industrial Strategy, this Government is ensuring businesses with the highest growth potential have the capital they need to succeed here in the UK,” Blair McDougall, Minister for Small Business and Economic Transformation, said.
“This commitment backs dynamic SMEs in key sectors, helping them scale, create jobs and drive growth, to raise living standards across the UK.”
Founder focus
Soho Square positions its approach around founder-owned businesses facing transitional moments rather than businesses preparing for a sale. Those moments can include operational expansion, investment in technology, acquisitions or succession events in which owners want to retain meaningful control.
Its funding structure is designed to allow business owners to continue building their companies without ceding ownership to a traditional buyout investor. That approach has become more prominent as founders look for capital options between senior bank debt and private equity.
“The Bank’s backing lets us do more of what we set out to do: give founder-owned businesses the institutional capital they need, on terms that let them stay in control and keep building. That is what our partnership capital is about, and having the Bank behind it means more high-quality UK businesses can take their next step without giving up the reins,” said Walid Fakhry, Co-Managing Partner, Soho Square Capital.
The British Business Bank’s core programmes support GBP £23 billion in finance for almost 64,000 smaller businesses. The Soho Square commitment adds to a broader effort by the state-backed lender to use public capital to attract private investors and broaden the range of funding available to UK companies.
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