Business & Technology
Lightyear launches ready-made plans for UK investors
KAREN JOY BACUDO
Finance Editor
Lightyear has launched Ready-made Plans in the UK, offering three risk-based investment options.
The plans are available across the platform’s 25 markets and use funds managed by BlackRock and Vanguard. The range is aimed at people who want a simpler route into investing, as well as customers who do not want to build portfolios themselves.
The launch comes as the government begins a campaign to encourage more people in the UK to invest, and as Lightyear’s own research points to low levels of retail participation. According to the company, 21% of Britons keep money in a wallet, coat pocket or bag at home, compared with 15% who hold stocks and shares.
The figures also show that only 6% hold funds or exchange-traded funds. More than half of Britons have cash savings, but many have not moved into market investments.
Three options
The range includes three funds organised by risk appetite: Moderate, Growth and All-World. The Moderate option uses the iShares Moderate Portfolio ETF, while Growth uses the iShares Growth Portfolio ETF. The All-World option uses the Vanguard FTSE All-World ETF.
Customers can set up the plans during onboarding or from the portfolio page, and auto-invest is available. Users can also name their plans. There are no buy or sell fees on the plans, although standard foreign exchange fees apply when investing in euros.
The launch expands a planning feature already offered on the platform. Lightyear previously introduced DIY Plans, which let users group and manage their own holdings. The new product is designed for customers who want a more structured approach.
Lightyear says 60% of its customers prefer simple, passive investing. About half have less than three years’ investing experience, and confidence remains the biggest barrier for many.
That points to a broader challenge for investment platforms seeking to broaden participation beyond experienced market users. For newer investors, the hurdle is often figuring out where to start, while more experienced investors may not want to spend time researching individual funds.
Lightyear was founded in 2020 by Martin Sokk and Mihkel Aamer, early employees at Wise. The business operates from London and Tallinn and has raised USD $58 million from investors including Lightspeed Venture Partners, Mosaic Ventures and Nordic Ninja.
In the UK, the company is regulated by the Financial Conduct Authority. Across Europe, it operates through an Estonian-regulated entity with access to EU and EEA markets.
Wander Rutgers, UK CEO at Lightyear, outlined the market gap the company is trying to address.
“While over half of Brits have cash savings, just 15% have stocks and shares, and only 6% hold funds or ETFs. Our mission is to get more people investing, and to do that we need to create simple, accessible ways into the stock market. Ready-made Plans gives everyone that starting point, backed by BlackRock and Vanguard, without needing to know the difference between an ETF and an index fund to get going.”
“We built DIY Plans for people who want control. Ready-made Plans are for everyone else. Three options. Pick your risk level. Start,” said Rutgers.
Business & Technology
Oxfordshire firm awarded as circular furniture champion
Rhubarb Seating, based in Oxfordshire, earned the title in Design Conformity’s 2026 industry report, which assessed the sustainability performance of more than 170,000 furniture businesses across the UK and Europe.
It was one of only four UK companies to receive the ‘Leader’ classification, reserved for just 0.1 per cent of those evaluated.
David Matthews, director at Rhubarb Seating, said: “Rhubarb has always got one eye on refurbishment and future-proofing when developing a product, focusing on making it easy to reupholster, repair and re-use.
“Being recognised above most of the sector’s biggest names validates what we’ve always believed: good design and sustainable design are the same thing.”
The recognition follows independent verification of Rhubarb’s Cantay and Banquette seating ranges through Design Conformity’s Carbon Efficiency platform.
Both products achieved C3 Carbon Efficiency Ratings, reflecting strong performance in planned reuse.
The analysis found the Cantay 2-Seater Sofa had a verified carbon footprint of 60.99kg CO₂e, while the Banq Medium Back Straight unit recorded 69.48kg CO₂e.
Mr Matthews said: “There is definitely something inherently beautiful about a board of timber, utilised to its maximum, to create the component elements of a piece of furniture.”
Certified products are now listed on the Design Conformity directory.
Business & Technology
Retirement village backs Rotherfield walking football team
Widmore Park in Sonning Common, Oxfordshire, is once again backing Rotherfield United Walking Football Club and will provide two new goalposts as well as tournament shirts for the entire squad as part of its sponsorship.
The support builds on a growing partnership which has previously included sponsorship of a charity music event to help raise funds for the club’s nominated charities.
Ian Beale, a member of Rotherfield United Walking Football Club, said: “Sponsorship from Inspired Villages has been a very welcome boost to our club.
“We are a thriving Walking Football club but Inspired Villages support enabled us to buy new goals and a set of great new shirts which are used in monthly league matches.
“As we celebrate our 10th anniversary in 2026, we are looking to continued success and fun future years too.”
Widmore Park, owned and operated by Inspired Villages, is set to open this summer.
Georgina Ackary-Hawthorn, village manager at Widmore Park, said: “Rotherfield United Walking Football Club has been a fantastic community partner from the very beginning.
“Supporting the walking football team feels like a natural next step, as it reflects everything we stand for at Inspired Villages.
“We’re excited to see how this partnership continues to benefit both the team and the wider community.”
Widmore Park will offer 133 sustainable homes for residents aged 65 and over.
It will also feature communal amenities including a restaurant, café, hair salon, wellness centre, and fitness studio.
Business & Technology
Knights hires two new partners for its Oxford office
Knights has welcomed Rachel Khiara and Helen Close as partners, joining the firm’s corporate and property litigation teams respectively.
Ms Khiara, a corporate law specialist, advises on LLP and partnership law, SRA regulations, M&A, and private equity within the legal sector.
Her clients include professional services firms, fund managers, and family-owned businesses, whom she supports on governance, profit-sharing arrangements, partner exits, and complex cross-border matters.
Rachel Khiara, partner at Knights, said: “I’m delighted to be joining Knights at such an exciting time.
“Its ability to balance national growth with a strong local presence is one of the reasons I decided to make this move – alongside the chance to work with such a talented corporate team in Oxford and nationally.
“I’m also looking forward to embracing the firm’s unique one team approach and work with colleagues from across the Knights network to deliver the best possible experience for our clients.”
Ms Close brings extensive experience in property disputes and telecoms, with a background in advising corporate occupiers, landlords, and public sector bodies.
She also has expertise in the Electronic Communications Code and telecoms litigation.
Helen Close, partner at Knights, said: “It is clear that Knights is very much on an upward trajectory, and I’m thrilled to be joining at such an exciting time.”
Knights is the largest legal and professional services business built for the UK regions, with 1,400 professionals working collaboratively nationwide.
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