UK drivers warned over facing fines for forgetting key dates

New research from Lloyds Bank suggests that car owners who miss key deadlines for MOT, tax, or insurance renewals could face fines or higher costs—yet one in five are letting these dates slip.

42% of those surveyed said they find car admin difficult, rising to more than half, 59% of 25 to 34-year-olds.

Among those who have missed these tasks, more than one in 10 said they went on to face higher costs or fees as a result.

Warning as drivers face penalties for forgetting key dates

Nick Williams, managing director of transport at Lloyds, said: “Juggling multiple apps, deadlines, and rising costs means things can slip through the cracks for people trying to stay on top of their car admin.”

To support its customers, Lloyds has launched a new “manage your car” feature in its mobile app, offering reminders for MOTs, servicing, and insurance all in one place.

The goal is to help drivers stay organised and avoid unnecessary penalties.

The bank said the app features are available to all Lloyds customers, regardless of who provides their car finance.

Lloyds commissioned YouGov to carry out the survey, which was carried out in May among more than 2,000 people across the UK.

Other apps to help people keep on top of car admin are also available.

RAC head of policy Simon Williams said the myRAC app has four million users, adding: “You don’t need to be a member of the RAC to download it.”

UK drivers warned of £1,000 fines for using navigation apps

Drivers are being warned not to enter destinations into navigation apps while behind the wheel.

Motoring experts have stressed that using mobile devices in this way can result in fines, penalty points, or even prosecution.

Graham Conway, managing director at Select Car Leasing, said: “Navigation apps are incredibly useful, but this case is a reminder that even just typing in an address into your map app while behind a wheel can still be treated as a serious driving offence.

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“A lot of motorists may think there is a difference between texting someone and quickly changing a route or entering a postcode, but if you are holding and interacting with your phone while driving, you are putting yourself at risk.

“The same applies when you are stationary in traffic.

“You are still in control of the vehicle, and traffic can start moving again at any moment.

“That short distraction could be enough for police to decide that you are not properly in control.”

Have you ever missed a key date for your car payment? Let us know in the comments how you handled it.