Business & Technology
Klarna partners Money Wellness on free Money MOT checks
KAREN JOY BACUDO
Finance Editor
Klarna has partnered with Money Wellness to offer its users free financial health checks. The service gives Klarna customers access to a financial review called a Money MOT.
The partnership brings Money Wellness support into Klarna’s app and wider customer journey in the UK. Users can speak to an adviser, book a call for later, or complete an online assessment through a secure link.
The offer is aimed at people who want a clearer view of their finances before problems emerge, rather than only after they fall into difficulty. The check-up provides a personalised snapshot of income, spending and financial pressures, along with practical steps on budgeting, improving day-to-day money management and dealing with debt.
For Klarna, the tie-up adds a financial guidance tool to a platform best known for payments and shopping services. The feature is open to all users, not just those already in arrears or seeking debt advice.
Money Wellness is a UK financial wellbeing provider commissioned by the Money and Pensions Service to deliver free debt help. It supports around 1,000 people a day and is one of only two commissioned debt relief hubs nationally.
The partnership reflects a wider push by financial and payments groups to offer support earlier in the customer relationship. In recent years, providers across banking, credit and fintech have placed greater emphasis on budgeting tools, spending insights and access to guidance as pressure on household finances has persisted.
How it works
Klarna customers can choose how they want to use the service. They can speak with a Money Wellness adviser, arrange a conversation for another time, or use an online health check.
The Money MOT is designed to identify where people can make better use of their income or reduce financial strain. According to details released by the companies, it can cover everyday budgeting support, ways to make money go further and advice on managing debt.
The service also aims to lower barriers to seeking help. By placing the offer within a mainstream consumer finance app, the companies are targeting users who might not approach a debt charity or specialist adviser until their circumstances worsen.
Abby Vickers, Head of Financial Services UK at Klarna, described the service as a simple entry point for customers looking for practical support.
“The Money MOT is a quick, free way to see where you stand and pick up practical, personalised tips – whether your finances are in great shape or you’d just like to feel more on top of things. We’re proud to bring the experts at Money Wellness right into the Klarna app, so a bit of help is always just a tap away,” said Abby Vickers, Head of Financial Services UK at Klarna.
Consumer support
The partnership comes as consumer lenders and payment firms face continued scrutiny over how they support customers under financial pressure. Access to early guidance has become a more prominent part of that discussion, particularly for providers whose services are used for everyday purchases.
Klarna has more than 118 million active users globally and processes 3.4 million transactions each day, according to company figures. Given the scale of its customer base, even a relatively modest take-up of financial health checks could generate significant volumes for Money Wellness.
The arrangement may also broaden Money Wellness’s reach beyond people already seeking debt support. Its role in delivering free debt help under contract with the Money and Pensions Service gives it an established position in the UK advice landscape, but the Klarna partnership puts its services in front of a much wider retail audience.
Sebrina McCullough, Director of External Relations at Money Wellness, said the aim was to make help available before financial problems become acute.
“At Money Wellness, we believe that financial wellbeing is about more than dealing with problems when they arise. It’s about helping people feel confident and in control of their money every day. We’re delighted to partner with Klarna to make free, financial support easily accessible to customers and help more people take positive steps towards long-term financial wellbeing,” said Sebrina McCullough, Director of External Relations at Money Wellness.
Thames Valley-based Grundon was recognised for its health and safety performance throughout 2025, with the award presented by the Royal Society for the Prevention of Accidents (RoSPA).
Reg Hodson, head of SHEQ at Grundon, said: “We are delighted to receive the RoSPA Gold Award once again.
“This achievement is a testament to the commitment and professionalism of our employees, who put safety at the heart of everything they do.
“Maintaining the highest standards of health, safety and wellbeing is fundamental to our business.
“This recognition reflects the dedication of our teams across the company and our ongoing commitment to creating safe and healthy environments for our employees, customers, contractors and the wider community.”
The RoSPA Awards, now in their 70th year, have grown to become the world’s largest and most prestigious health and safety awards programme.
Originally established as a small event to recognise organisations prioritising worker safety in the UK, the programme has expanded to attract around 2,000 entries from nearly 60 countries in 2026.
Grundon’s award was presented at a ceremony held on June 30.
RoSPA Gold Award winners are recognised for achieving a ‘very high level of performance,’ according to the organisation.
Winners also demonstrate strong risk management practices and ‘well-developed occupational health and safety management systems’.
Britwell Salome Farm Shop, on Red Lion Farm in Watlington, was given a one star rating by South Oxfordshire District Council environmental health officers following a routine visit.
One key problem on the day was the management of food safety, which was deemed to require “major improvement”.
One category noted as being “generally satisfactory”, however, was the cleanliness and condition of both the facilities and building.
Meanwhile hygienic food handling was deemed as “improvement necessary”.
The farm shop was previously handed a five out of five rating in July 2024.
Last month Britwell Salome Farm Shop was named ‘local food and drink champions’ for the south east in the Countryside Alliance Awards 2026.
Ms Mearns said her family, including herself, her husband and their three children, set up at Red Lion Farm in 1993 and took over the chilled unit in the barn when it became vacant in 2008, to begin selling the farm’s meat, including pork, beef and lamb, directly to customers, from field to fork.
The shop also stocks a large selection of other locally produced food, from seasonal fruit and veg from a farm in Stanton St John to local honey from the village, jams and preserves which raise money for Oxford homeless charity Porch, as well as bread baked fresh in Thame.
Britwell Salome Farm Shop was approached for a comment.
The Henley Distillery was slapped with a two-out-of-five food hygiene rating after an inspection by environmental health inspectors in January this year.
Although inspectors deemed the hygienic food handling and management of food safety ‘generally satisfactory’, they deemed the cleanliness and condition of the facilities and building needing necessary improvement.
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This includes having appropriate layout, ventilation, hand washing facilities and pest control to enable good food hygiene.
The company is no stranger to poor food hygiene ratings, given a one-out-of-five food hygiene rating in 2024, and another one in 2025.
Speaking to the Oxford Mail in 2024 the founder and master distiller Jacob Wilson said the low score was unfair and he was shocked by the rating.
He said: ““Unfortunately due to the diverse nature of businesses in South Oxfordshire, they do not have specialists in each field to run their audits which meant our auditor had never even set foot in a distillery before visiting us.”
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The Henley Distillery at Hampstead Farm was opened in 2021 and produces gin and rum in the historic barn in the countryside.
Henley Festival, which is also sponsored by champagne brand Moet and Chandon, is currently taking place, kicking off on Wednesday, July 8 and finishing on Sunday, July 12.
Recognised with awards such as the Thames Valley Chamber of Commerce Group’s SME Business of the Year, the business is a popular tourist attraction with distillery experiences available.
The Henley Distillery has been approached for comment.
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