Oxford News
Driving offence with £300 fine occurs 2 miilion times a year
The alert comes ahead of the September ’76 number plate change.
New research from temporary car insurance provider Tempcover reveals that one in five drivers would not check if they were insured before test-driving a vehicle in a private sale.
With more than 4.3 million private used car sales each year in the UK, Tempcover analysis warns that uninsured test drives could top 2 million annually.
The warning follows SMMT Q2 data showing that the UK used car market recorded more than 2 million transactions, including a 67% rise in battery electric vehicle (BEV) sales.
Test drives of used electric vehicles are becoming more thorough, with 43% of drivers saying they drive EVs further and for longer than petrol or diesel models, averaging an extra 2.8 miles per test.
This is often to assess battery health and charging capabilities, but driving without insurance remains illegal and carries serious penalties.
What is the punishment for being caught test-driving without correct insurance?
Motorists caught test-driving without valid cover face a £300 fine and six penalty points, or, if prosecuted in court, an unlimited fine, six to eight points, and a criminal record.
Many drivers are unaware that ‘Driving Other Cars’ (DOC) clauses in standard policies rarely cover private test drives.
Tempcover also found that 43% of motorists did not know they could purchase temporary insurance for as little as an hour to stay protected during a test drive.
This marks a sharp rise from an estimated 1.3 million during the September ’75 plate change and 1.5 million during the March ’26 plate change.
Jake Lambert, a temporary car insurance expert at Tempcover, said: “Second-hand electric cars are changing hands at an increasing pace, and buyers looking to grab an EV bargain during the September ’76 number plate change are likely to take longer, diagnostic test drives – covering more miles and driving to public charging points to vet battery performance before handing over their hard earned money.
“These extended test drives make proper insurance coverage even more crucial.
“Private sellers have no legal obligation to insure a buyer, and relying on outdated policy assumptions without verifying cover leaves drivers at risk of taking to the road without valid insurance.
“Securing fully comprehensive, temporary insurance is a simple fix that protects buyers from severe out-of-pocket costs if an accident happens.”
How does the September ’76 number plate change impact this?
UK number plates change twice a year in March and September for newly-registered vehicles, which are associated with different numbers.
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March releases use the last two digits of the year, so 2026 becomes 26, while September releases add 50 to the same figure, turning 2026 into 76.
There is usually a seasonal rush when the new plates comes in which is typically driven by sellers looking to avoid the immediate depreciation that comes with an older registration.
As a result, this period may see an increased period of test drive taking place for private car sales.
Have you checked to see if you have the correct insurance to test-drive a car? Let us know in the comments.
Thames Valley Police has launched an investigation after a pigeon was killed in a wildlife crime incident in Plover Drive, Oxford, at around 6.50pm on August 24.
The force said that two teenage boys used a catapult to knock a pigeon from a tree before the bird was attacked by three smaller terrier-type dogs that were with them.
READ MORE: Oxford probe launched after ‘shocking assault’ of 60-year-old by teen boys
Descriptions of the two boys have been released with the first described as wearing a black sleeveless vest, dark-coloured bottoms, black trainers with white soles.
In addition he had a black-and-white flat-peaked cap worn backwards and was believed to have been carrying a catapult.
The second was reportedly wearing a light-coloured T-shirt and blue jeans, with brown, medium-length hair.
He was also seen carrying an unidentified item.
A spokesperson for the police said: “We are keen to hear from anyone who witnessed this incident or who may recognise those involved from the descriptions above.
READ MORE: Police race to ‘fear for welfare’ incident by Oxford BMW factory
“We would also like to hear from anyone with dashcam footage from the Plover Drive area between 6.30pm and 7pm on 24 August that may assist our investigation.
“Wildlife crime has a real impact on our communities, and we take reports of offences against wild animals and birds seriously.
” If you have any information, please contact the force on 101 or report online, quoting reference 43260448136.”
Following the incident in North Way, Barton on Monday, August 17, Thames Valley Police said it wanted the public’s help to locate Oxford local Arthur McDonagh.
The force warned the public not to approach the 33-year-old, but instead to call the police if they see him.
READ MORE: Probe launched as Oxford woman ‘assaulted’ in Vauxhall Astra car
On Tuesday, August 18, a spokesperson said: “Thames Valley Police is appealing for the public’s help to locate Arthur McDonagh, aged 33, from Oxford.
“He is wanted in connection with a serious assault that happened in North Way, Barton, yesterday (August 17).
“Arthur is known to frequent the Garsington area.
“If you have any information about his whereabouts call 101 or make a report online, quoting reference 43260426989.
“If you see him, do not approach him, but instead call 999.”
Well over a week on, the police has revealed that Mr McDonagh remains at large.
The spokesperson said today (Saturday, August 29): “Arthur McDonagh remains outstanding; our enquiries are ongoing to locate him.”
During the incident emergency services were called to Barton Village Road at about 11.10am.
The force closed North Way to the junction with Edgecombe Road while officers carried out their enquiries.
A damaged white pickup truck was left in the middle of the street, surrounded by broken glass and with what appeared to be blood splattered on the rear right-hand side.
The white pickup truck could be seen behind the police cordon.
There were multiple reports of different weapons being used during the assault, but Thames Valley Police confirmed that they do not believe an axe, bat or machete were used in the attack.
But police declined to say what weapon they do believe was used in the assault.
The force confirmed a man was taken to hospital for treatment, and that he was in a stable condition, and they thanked the local community for their support.
Following the incident, Mike Rowley, Labour councillor for Barton and Sandhills, said his thoughts were with the victim and praised local officers for their response.
READ MORE: Public told ‘DO NOT APPROACH’ amid Oxford attack manhunt
He said: “My thoughts are with the victim as the incident sounds horrible.
“I am in touch with the police, but I’m not expecting any updates yet as their priority is finding the offender and making sure there aren’t any further offences.”
Appeals for public help in finding individuals by the police can relate to suspects, witnesses or others who may have vital information in relation to the incident.
They do not mean the person is to blame nor do they imply guilt.
In a statement, Thames Valley Police said they responded to complaints of street drinkers causing issues on Bridge Street in Banbury yesterday (Friday, August 28).
A spokesperson said: “Business staff reported being subjected to nuisance behaviour, abuse, and threats. Let’s be clear… this behaviour is completely unacceptable.
READ MORE: Animal ‘killed’ in Oxford crime incident involving catapult and dogs
“Our local businesses and their staff deserve to work in a safe environment.
“No one should have to tolerate intimidation, abuse, or threatening behaviour whilst simply doing their job.”
After attending the area, officers reviewed CCTV footage amid other enquiries and identified the woman involved.
The spokesperson added: “Officers attended her home address and dealt with her by way of a Community Resolution, banning her from the store.”
In addition, the force issued a Community Protection Warning (CPW), making it clear that any further anti-social behaviour could result in escalated enforcement and further police action.
READ MORE: Manhunt update after ‘serious assault’ hospitalises victim in Oxford suburb
They added: “The Banbury Neighbourhood Team will continue to work closely with businesses, partner agencies and the community to tackle anti-social behaviour and keep our town centre a welcoming place for everyone.”
If you witness anti-social behaviour, please report it via 101 or online with the police advising that you should always call 999 if a crime is in progress or there is an immediate risk to someone.
“Every report,” the spokesperson said, “helps us build the bigger picture and take action against those causing harm to our communities”.
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