Having this item in your car could invalidate car insurance

New research from Go.Compare Car Insurance revealed most motorists are unaware that many everyday driving habits could get you in trouble with the law.

A staggering 90% of drivers surveyed did not realise that hanging an air freshener from the rear-view mirror could be an offence in certain circumstances.

This is because anything that obstructs your view of the road, such as items hanging from a rear window, can be seen as an offence.

Factors that affect car insurance cost

Under the UK Highway Code it states all windows, including the rear windscreen, must be kept free from obstruction to ensure clear visibility.

Obstructions include dirt, ice, snow, stickers or excessive luggage and failing to clear them can result in penalty points, fines and can also cause you to fail your MOT.

This offence can carry between three and nine points and a fine and it could cause your own-damage car insurance claim to be refused if it results in an accident.

Tom Banks, expert at Go.Compare Car Insurance said if a driver is unfortunately in an accident while performing one of these ‘minor’ actions, it could void your insurance damage claim.

Tom said: “The driving laws we have in place are designed to keep everyone safe on the roads, so it is worrying that so many people do not know what is and isn’t allowed. 

“What many drivers don’t realise is that if you are involved in an accident while performing one of these ‘minor’ actions, your insurer could argue you weren’t in full control of the vehicle.

“If you’re found to be driving without due care and attention, you could face points and a fine – and your claim for damage to your own car may be refused. 

“It’s important to stay clued-in on the Highway Code. If you’re unsure about a rule, take five minutes to check before you drive.

“To stay safe and avoid insurance issues: keep your phone in a cradle or put it away, ensure the windscreen and number plate are clear, and avoid anything that distracts you from driving.”